A free bi-weekly savings plan: one box a payday

For anyone paid every other week. Pick one number. Save it each payday for 26 paydays. The tracker is right below. On paper too: get the free one-page printable.

A one-page printable titled Bi-Weekly Savings Plan with blank lines for the payday number and first payday and twenty-six boxes labeled payday one to payday twenty-six, each with a blank total line.

Your printable opens on the next page. A copy comes by email too. Unsubscribe anytime.

Your 26 paydays, three ways

Pick the number you can keep every payday. Payday 26 costs what payday 1 did.

$25 a payday · $50 a payday · $100 a payday

Payday 1: $25 · $50 · $100

Payday 2: $50 · $100 · $200

Payday 3: $75 · $150 · $300

Payday 4: $100 · $200 · $400

Payday 5: $125 · $250 · $500

Payday 6: $150 · $300 · $600

Payday 7: $175 · $350 · $700

Payday 8: $200 · $400 · $800

Payday 9: $225 · $450 · $900

Payday 10: $250 · $500 · $1,000

Payday 11: $275 · $550 · $1,100

Payday 12: $300 · $600 · $1,200

Payday 13: $325 · $650 · $1,300

Payday 14: $350 · $700 · $1,400

Payday 15: $375 · $750 · $1,500

Payday 16: $400 · $800 · $1,600

Payday 17: $425 · $850 · $1,700

Payday 18: $450 · $900 · $1,800

Payday 19: $475 · $950 · $1,900

Payday 20: $500 · $1,000 · $2,000

Payday 21: $525 · $1,050 · $2,100

Payday 22: $550 · $1,100 · $2,200

Payday 23: $575 · $1,150 · $2,300

Payday 24: $600 · $1,200 · $2,400

Payday 25: $625 · $1,250 · $2,500

Payday 26: $650 · $1,300 · $2,600

$50 ÷ $1,450 × 100 = 3.4% of one check.

$50 × 26 paydays = $1,300.

$1,300 ÷ $2,900 × 100 = 44.8% of one month.

That's on an example $1,450 check; one month is two checks, $2,900.

Box 26 lands 50 weeks after box 1.

Paid Friday, October 30, 2026: box 26 is Friday, October 15, 2027.

At $50 a payday from October 30: Oct 2026 $50 · Nov $150 · Dec $250 · Jan $350 · Feb $450 · Mar $550 · Apr $700 · May $800 · Jun $900 · Jul $1,000 · Aug $1,100 · Sep $1,200 · Oct 2027 $1,300.

April brings three paydays here, so it adds $150. October would too, but box 26 comes first.

Simple arithmetic, not a statistic.

Pick your number

$25, $50 or $100 a payday. Pick the one you can keep.

Write it once

Your number and first payday go at the top. Nothing else to plan.

Fill one box a payday

Write the running total each payday. Same number every time, so nothing climbs.

Print it once. Fill box 1 on your next payday. Payday 26 asks no more than payday 1.

What does it cost?

Nothing. The printable is free. No card, and no trial that turns into a charge.

Why the same amount every payday?

A plan that adds $5 a payday asks $130 on payday 26. A flat number asks the same every time. If it fits on payday 1, it fits on payday 26.

What if I miss a payday?

Leave that box blank and keep going. Your total just runs one payday behind the list.

Can I pick a different number?

Yes. Write any number at the top, like $10. It works the same way.